PM Awas Yojana – Gramin (PMAY-G) Documents Required, Eligibility Features of Scheme

Pradhan Mantri Awas Yojana – Gramin (PMAY-G) earlier known as Indira Awas Yojana (IAY) is a scheme for rural housing by the Indian Government. This social welfare program was initiated to meet the objective of the “Housing for All” scheme by the year 2022. Pradhan Mantri Awas Yojana is a flagship project that aims to...

19th August 2020 | Category: Housing News

Pradhan Mantri Awas Yojana – Gramin (PMAY-G) earlier known as Indira Awas Yojana (IAY) is a scheme for rural housing by the Indian Government. This social welfare program was initiated to meet the objective of the “Housing for All” scheme by the year 2022.

Pradhan Mantri Awas Yojana is a flagship project that aims to provide affordable housing to the urban poor. This housing scheme aims to build economical houses in selected cities and towns using eco-friendly construction methods.

PM Awas Yojan- Gramin only those people are eligible to avail the benefits of the scheme who are homeless or reside in one or two room kutcha houses according to the data Collection from the social-Economic and Caste-Census 2011.

Pradhan Mantri Awas Yojana- Gramin

Pradhan mantri Awas Yojana- Gramin was launched to address the housing gaps exixting in the rural area. PMAY-G objective to provide pucca houses with basic facilities along with a hygienic kitchen to those living in kutcha houses. The houses built under the PMAY-G Housing Scheme, are low cost and disaster-resilient. The minimum size of the houses built under the PMAY-G scheme has been increased from 20 sq. mt to 25 sq. mt.

Documents Required for PMAY-G

There are following documents required to apply Pradhan Mantri Awas Yojana – Gramin (PMAY-G)

Proof of Identity :

  • PAN Card
  • Voter ID Card
  • Aadhar Card
  • Passport
  • Driving license
  • Photo credit card
  • Photo identity card issued by the government
  • Address Proof :-

  • A letter issued by recognized public authority confirming the identity and residence of the applicant
  • Rent Agreement
  • Life Insurance Policy
  • Residence Address Certificate
  • Voter ID Card
  • Aadhar Card
  • Passport
  • Income Proof :

    • Last 6 months Bank Statement
    • ITR receipts
    • Salary slip for the previous 2 months

    Proof of Purchase of the Property (if applicable):-

    • Sale deed
    • Sale/ purchase agreement
    • Property registration certificate (if available)
    • Copy of receipt of payment to the developer (if applicable)

    Eligibility for Pradhan Mantri Awas Yojana Gramin

    There are certain parameters based on which beneficiaries are identified for PMAY-G Scheme

    • Only Indian citizens can apply for PMAY-G scheme
    • Families who do not have own houses or houses that have zero, one or maximum 2 rooms with a Kutcha wall and roof.
    • Senior citizens and those who are differently abled are eligible for scheme
    • One who already onws a house cannot apply for the scheme
    • Those who have already availed the benefit of the Pradhan Mantri Awas Yojana can not apply again for the PMAY scheme
    • Those who belong to the low-income group (LIG) and economically weaker section (EWS) in the Society are eligible
    • Indian citizens who are from scheduled tribes and castes are eligible for the scheme

    Features of PMAY-G Scheme

    The key feature of the Pradhan Mantri Awas Yojana are as follows:

      The construction cost of the houses will be shared in a 60:40 ratio between the central and state government in plain areas, i.e. Rs.1.20 lakh of assistance for each unit.
      The rural areas located in the Himalayan states, northeastern states, and the Union Territory (UT) of Jammu & Kashmir, the ratio is 90:10, i.e the central government will bear 90% of the cost and the state government will finance 10% amounting up to Rs. 1.30 lakh of assistance for each unit.
    • 100% financing will be offered by the Central government for the construction of houses in Union Territories including the newly formed union territory of Ladakh
    • PMAY-G scheme is associated with other central government scheme such as Swachh Bharat Mission Gramin through which, the assistance of up to Rs.12,000 for the construction of toilets will be provided in collaboration with MGNREGS or other scheme.
    • Beneficiaries who wish to avail of a loan this scheme will be facilitated to get monetary assistance of up to Rs. 70,000 from a leading institution.

    PMAY Helpline Number

    Phone No. 011-23063285, 011-23060484
    Email :- [email protected]
    Website :- pmaymis.gov.in

    Central Nodal Agency (CNA)

    NHB

    Email:- [email protected]

    Toll Free Number : 1800-11-3377, 1800-11-3388

    HUDCO

    Email :- [email protected]

    Toll Free Number :- 1800-11-6163

    SBI

    Email :- [email protected]

    Toll Free Number : 1800-11-2018

    PMAY Frequently Asked Question (FAQs)

    What is Pradhan Mantri Awas Yojana?

    प्रधानमंत्री आवास योजन क्या है?

    Pradhan Mantri Awas Yojana is a housing scheme that aims to provide affordable houses to the urban poor
    प्रधानमंत्री आवास योजना एक आवासीय योजना है जिसका उद्देश्य गरीबों को किफायती घर उपलब्ध करना है।

    Who are the beneficiaries under the PMAY Scheme?

    PMAY योजना के तहत लाभार्थी कौन है?

    The beneficiaries under PMAY Scheme are :-

    • Women
    • महिलाओं
    • Scheduled Caste
    • अनुसूचित जाती
    • Scheduled Tribe
    • अनुसूचित जनजाति
    • Economically Weaker Section (EWS)
    • आर्थिक रूप से कमजोर वर्ग (EWS)
    • Low Income Group (LIG)
    • निम्न आय सम्मोह (LIG)
    • Medium Income Group (MIG)
    • माध्यम आय समूह (MIG)

    How to apply for Pradhan Mantri Awas Yojana?
    प्रधानमंत्री आवास योजना के लिए आवेदन कैसे करें ?

    Candidates can apply online for Pradhan Mantri Awas Yojana at PMAY official website

    उम्मीदवार प्रधानमंत्री आवास योजना के लिए PMAY की आधिकारिक वेबसाइट पर ऑनलाइन आवेदन कर सकते है

    What are the documents required to apply PMAY Housing Scheme?

    PMAY हाऊसिंग स्कीम को अप्लाई करने के लिए कौन कौन से दस्तावेज आवश्यक है ?

    The following documents are required for PMAY application :-

    • Proof of Identity
    • पहचान प्रमाण प्रत्र
    • Proof of Address
    • पते का प्रमाण प्रत्र
    • Proof of Income
    • आय का प्रमाण प्रत्र
    • Proof of Purchase of the Property
    • संपत्ति की खरीद का प्रमाण प्रत्र

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